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From the Dorms to the Dining Halls: On-the-Go Banking for Students

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Whether you’re still in school or your child is the one in college, your mailbox is probably stuffed with letters from banks and credit card companies. Most are hoping to lure you in with promises of perks, just to hit you with hidden fees later. And while the bank on campus might seem like the most convenient choice, it doesn’t mean it’s the best option.

So, with all of these potential suitors, how can you find what works for you?

Radius Bank is a Boston-based company that focuses on online and mobile banking to make it easier than ever to manage your money. Go green and ditch paper checks and statements; Radius offers a mobile app that not only lets you instantly check your balance, deposit checks, and pay bills, but also offers personal financial management tools to build your budget.

Dinner, drinks, and late-night pizza runs can add up, and your group can only ask for separate checks so many times. The Radius Pay a Friend feature is free and can send money instantly; unlike Venmo, you’re skipping the step of processing from a separate account. Just enter your friend’s email address or phone number and send the desired amount. No additional app required.

Rest easy knowing your account is safe and secure. You can receive account and activity alerts via email, text, and phone call. Radius uses top-rated, anti-virus protection and continuously monitors online and mobile banking activities for potential fraud. The information security team performs regular software updates and automatically logs you out of online and mobile banking sessions after periods of inactivity to prevent anyone from accessing your accounts. Login ID, password, and security questions are used for authentication.

If you have questions about your account or need to talk to a real person, you can always contact a customer service agent via secure message, live chat, or phone at 800-272-0272. Radius does have one full-service branch at the Seaport Financial Center in Boston at 1 Harbor Street, Suite 102.

And here’s the best part: Radius has a network of thousands of ATMs, but there’s no fee for using non-network ATMs. If you get a fee from a non-network ATM owner, Radius issues monthly refunds with no cap on what you can get back. Now, there’s nothing holding you back from hitting that cash-only breakfast spot around the corner.

Focus on getting your degree, not paying unnecessary fees. Radius Bank is the smartest choice for college students.

For more information on opening an account with Radius Bank, visit radiusbank.com.